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Travel credit. But the question is how will you know whether you have a good score or a poor one. It's also more widely accepted, all contained within the same bank unlike some other combos, and using Freedom Unlimited is great because it doesn't matter if the retailer is coded wrong. Ultimately, most people would be better off with a card like the Discover it Secured over the Wells Fargo Secured Visa Credit Card because at least you'll be earning rewards while repairing your credit score. When you make on-time payments, all three credit bureaus will be notified. This is the easiest form of getting a loan basically every time you use a credit card you are taking out a personal loan against the company. Skip the magic and look for an agent who charges a flat percentage over Interchange, regardless of the transaction or card type, and you'll be getting the better deal.
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